Portal Industrial Cartagena Colombia - Forum - Contacts

If you're considering buying real estate in Spain, particularly in Catalonia, I have some useful information about the banking services available there. The banks in this region offer very favorable mortgage lending conditions, even for non-citizens. You can secure a loan for construction, purchase secured by existing property, or even for purchasing an apartment in a building under construction. The interest rates are quite competitive, ranging from 4-5%, with repayment periods of up to 10-35 years, depending on your age. In terms of taxes, they are also quite reasonable. For buying an apartment in Barcelona on the secondary market, you only need to pay an 8% transfer tax, and for a primary purchase, it's 10% VAT. To complete the purchase transaction or get a loan, you'll need a NIE foreigner identification number. Your estate agent can assist you in applying for the NIE. We found our expert on the website https://spain-real.estate. The process is relatively straightforward, requiring a foreign passport with a valid Spanish visa, a stamp with the date of arrival, several photographs, and a correctly filled out application form. Throughout the transaction, your realtor will guide you and ensure everything goes smoothly, and the seller covers their commission. Once all the necessary steps are completed, you'll become the proud owner of real estate in one of the most beautiful cities in Europe!